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Forget the old rule of always betting max coins

By John Grochowski

There is no magic formula for winning on the slots. No betting pattern, no duration of play before moving to a new machine, no pauses between spins, no using or withholding your players club card can sway the random number generator from making its appointed rounds.

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However, there is one rule that’s been drilled into slot players’ heads for generations: To get the highest payback percentage, you have to bet maximum coins.

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That’s a message I received the first time I spoke with a slot attendant in the 1980s, and it was in every book I read when I first got serious about casino games at the beginning of the 1990s. The Trump casinos long have used a character named “Max Coins” to deliver that very message: If you want the most a game has to offer, you have to bet the max.

But the slot world has undergone a complete transformation since I started play. And one of the things that has changed is this: Betting the max doesn’t always increase your payback percentage. On many machines, betting one coin per line yields the same percentage as betting the max.

There are exceptions in the cases of mystery bonuses and some progressives. But before getting into all that, let’s recap some of the ways slots have changed.

Before the video age, slots all had three mechanical reels, most had a single payline and maximum bets were either two or three coins. Nearly all progressive jackpots were one tier, with only the top-paying combination having a progressive payoff. Bonus events? Nobody had even heard of such a thing. They were still a few years in the future.

You can still find such games today, but the large majority of slots are on video today, usually with five reels instead of three. Bonus events are a given, often with several possibilities in the same game, including free spins, wheel spins, pick’em bonuses and more. Progressives usually are multiple tiers, and sometimes require a side bet.

And we’re not dealing with single paylines. We’re dealing with 20, 30, 40 and more lines, along with Reel Power-style no-payline games with 243 ways to win – and more with reels that are four symbols deep instead of the usual three.

To top that off, we’re presented with options of betting not one, two or three coins, but sometimes five, 10 or even 20 coins per line. A three-reel quarter game might take wagers of 25, 50 or 75 cents. A penny slot with 30 paylines and a max bet of 10 coins per line tops out at a $3 wager – that penny machine has a max bet four times the max bet on an old-style quarter game.

Many newer video slots are “forced bet” machines in which playing fewer lines is not an option. On a 40-line penny game, you might find buttons for bets of 40 cents, 80 cents, $1.20, $1.60 and $2, with no way to play just one line, a penny at a time.

With the potential for wagers that large, players naturally wonder if the old “bet the max” adage still applies. Check out a couple of recent emails to land in my inbox:

MARIE: “I don’t make max bets anymore. I can’t afford it! So I cover all the paylines and bet one or two coins per line. Still, it nags at me because we always were told to bet the max on slots. How badly am I missing out by not betting max?”

KARLA: “My mom is a slot player from way back. She’s in her 80s, and I’ll bet she’s been playing slots for at least 40 years. She told me to always bet the max on the slots, but even she doesn’t do it now. When I look around, nobody is betting the max. Should you?”

In most cases, no, there’s no advantage to it. To see the reason, let’s look at why max bets were recommended in the first place.

Larger bets do not make winning combinations occur more often. The random number generator works with the same number set no matter how many coins you bet, and the proportion of reel combinations you see will remain the same regardless of your bet size.

However, most slots with three mechanical reels have incentives to bet the max in the form of disproportionate top jackpots. On a hypothetical three-reel game with a three-coin maximum wager, you might find a top jackpot of 1,000 coins for a one-coin wager and have that doubled to 2,000 coins if you bet two coins instead.

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If you bet the three-coin max, the jackpot on our hypothetical game doesn’t jump just another 1,000-coin increment to 3,000. It leaps to 5,000.

Instead of a jackpot being worth 1,000 credits per coin wagered, the max-coins bettor gets 1,666.7 credits per coin wagered. That higher per-coin payoff means the payback percentage is higher when you bet max coins.

Most video slots aren’t like that. Touch the screen to call up the pay table, and you’ll see the payoffs are proportionate throughout. If the top jackpot is 1,000 credits for a one-coin wager, it’ll be 2,000 for two, 3,000 for three and so on.

With no disproportionate jump, your average return per coin is the same at any bet size. The payback percentage remains the same, and betting the max will not increase the payback percentage. But that does not mean video slots have no incentives to make larger bets.

Here are a few reasons to play more than the minimum:

PROGRESSIVE JACKPOTS WITH SEPARATE BET

If you play progressive machines, it’s important to make sure you’re eligible for the jackpots.

On three-reel games with a single jackpot, progressives give a ramped up version of the usual incentive to bet the max. The hypothetical game that has a top jackpot of 1,000 coins with a one-coin wager, 2,000 for two coins and a leap to 5,000 with three instead pays 1,000, 2000 and then jumps to the progressive pot if you bet the max. If you don’t bet the max, you can’t win the progressive.

That was tried in the early days of video slots. It didn’t work very well. The difference between the minimum bet and maximum is so large most players didn’t see a progressive jackpot as reason enough to bet out of their comfort zone. Nickel slots drew most of the play early in the rise of video slots, and players who had no qualms about betting 75 cents on a 25-cent progressive weren’t about to bet $3.75 on a 15-line video slot with a max bet of five coins per line.

Today, you’re much more likely to see a penny game with multitiered progressive jackpots that require separate bets to be eligible. Players who bet the minimum per line are eligible for the same jackpots as those who bet the max, as long as they make the side bet. The side bet could be 10 coins, 15 coins or more depending on game and manufacturer.

If you’re going to play these games, you’re going to want to be eligible for the progressives. Make the side bet. If you don’t want to bet that much, choose a different game.

PROGRESSIVE JACKPOTS WITH MYSTERY TRIGGERS

When all players at a bank of machines can play for the same jackpots, regardless of bet size, you’re looking at mystery jackpots. Jackpots and bonus events leading to jackpots aren’t won by lining up matching symbols; they just come as a surprise.

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Usually, mystery jackpots are triggered when a player makes a bet that pushes the jackpot total to one that matches a target set by a random number generator. As on all progressives, a percentage of all wagers are added to the jackpot. If the RNG sets the target at $124.37, then the player whose wager pushes the pot to $124.37 wins it.

Players who bet more contribute more per play to the jackpot growth, and therefore have more chances per play for their bet to push the pot to the target. If you play mystery progressives, then betting more per spin does give you a better chance at winning a jackpot.

MYSTERY BONUSES

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Even some non-progressive games incorporate mystery elements, where a bonus launches without landing trigger symbols on the reels. One way to set that up is to have an RNG set a target amount of play since the last mystery bonus. The more you bet, the less time it takes to push that wagering total to the target amount and launch a bonus.

On some games, that requires a separate bet. The base game carries the same payback percentage regardless of how many coins you wager, but you’re not eligible for the main attraction if you don’t make the extra bet.

But progressives and mystery payouts aside, the reason to bet more than the minimum on most games starts and stops with a desire for bigger payoffs, with a recognition that betting more also means risk of bigger losses. For the majority, payback percentages do not increase with bigger bets and there’s no reason for even a small twinge at betting less than the max.

HIGH LIMIT ACTION on the Lock It Link Piggy Bankin' slot machine by Scientific Games!

Lock It Link Piggy Bankin' is another theme in the Lock It Link family that started with Lock It Link Diamonds and Lock It Link Night Life - and with the popularity of those titles you knew there would be more!

In the base game, you win by landing winning paylines although the real fun is with the bonus games of which there are two: The Piggy Bank Lock It Feature and the Free Games Bonus!

The Piggy Bank Lock It Feature is triggered by landing 6 or more of the special pig bonus symbols on any spin after which you are awarded 5 free spins to land even more pigs and as you do, they combine into bigger symbols as they can and if they form a large enough symbol, you are given a shot at a Progressive where the bigger the symbol formed gives you the most potential!

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The Free Games Feature is triggered by landing 3 or more bonus symbols after which you can choose the Lock It Feature or the Free Games Feature for 10 free games. If you choose the Free Games Feature, all wins are multiplied by 2 with the exception of the Lock It Feature if you are lucky enough to trigger it during one of your free games. In addition, any stacked wild symbol that partially lands on a reel will nudge to fill that reel, something I was a bit confused about when I was first playing the game. All in all, a nice session where I showcase all features of the game, Enjoy!

HUFF N PUFF

Dude you got robbed that was the worst bonus I have ever seen playing that much even crazy

HUFF N PUFF

Always choose the locket feature never the free games

smithyy smith

That was absolutely shocking you were betting 20 bux a spin and your biggest win was 300 bux that's a joke 💯 how is winning 10 times what your betting worth putting on YouTube? 🤦‍♀️ #give#up

Chi Mitch

Im so dissapointed when u choose the free game over the lock it feature on 20$ bet

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The ending saved the day great stream hun!

Awoopa _ Paul

That was a great session with ups and downs congratulations 👍

TattooMafew

Only the stacked coin symbol nudges. You can tell the difference because the stacked symbol will cut off at the top and bottom of the reel until it nudges but the small symbol appears over the top and bottom of the reel once it stops.

Jennifer Goodwin

Sometimes you've got to lock your money in your piggy bank and save it for another day. I thought it might be that kind of day for you -- but then I saw you were betting dimes not pennies. Turned out to be a nice win after all. I like it.

Kawaii Economics

The piggys are the only lock it link we never have! I would love to try it!

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I really liked the version Mr BP. And that was an awesome run. I loved it. Thank you for sharing

Valerie Rosario

Nicely done! Really cool last spin that paid,and this game looks fun! Thanks for sharing!😎👍✌

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Last bonus was great. Thanks for sharing, Tim. Hope you’re having a great night

x zol

I'm sorry, but putting the SET VOLUME on the screen intentionally is lame. What are you afraid of exactly?

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While it did not want to give up a good win (especially considering those Great Bets) it was still a Fun Video! I hope you Get It All next time!

Jim Slotting

Hey Tim, Congrats! Nice final bonus I was happy you got the 300. I hope this comes to our local unless I've missed it or haven't looked in the right area? Jim

sandra guzman

Awesome Tim nice win!! Congratulations